📍 Born & Raised in Lawrence, MA — Serving All of Massachusetts 📞 (978) 398-8498 ✉️ josuelitoohh@gmail.com
Services
🆓 Free ATM Placement 🏧 Buy an ATM Machine ⚙️ ATM Processing 🔧 Installation & Setup 🔒 Smart Safes 🔄 Cash Recyclers 📡 Wireless Solutions 🛠️ Service & Repair
Company
👤 About Us ❓ FAQ 🚀 Get a Free Quote 📞 (978) 398-8498
📍 Massachusetts Local ATM Dealer

Your Neighborhood ATM Partner — Right Here in Massachusetts

We sell, install, service and process ATM machines for Massachusetts businesses. Born and raised in Lawrence, MA — we're your local ATM partner. One transaction at a time.

Why Massachusetts Businesses Choose Us

Local
Josue personally installs your machine — Lawrence MA based
FREE
Up to 2 free installations — connected & earning before we leave
1 Contact
Josue is your only point of contact — always
$500+
Average monthly passive income per ATM machine
📞
Call or text Josue directly
🏆 Authorized ATM Dealer
🔒 EMV & PCI Compliant
🎉 Up to 2 FREE Installations
👤 One Point of Contact
💰 Free ATM Placement Available
🌐 All Major Networks
Complete ATM Solutions for Every Business

From a single ATM for your small business to full fleet management — everything you need, right here in Massachusetts. Click any service to learn more.

🆓

Free ATM Placement

No upfront cost. We place an ATM in your business, you earn money every time someone uses it. Zero investment, pure revenue.

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🏧

ATM Sales & Installation

Buy your own ATM machine and keep 100% of surcharge revenue. Top brands — Genmega and Hyosung. Free installation included.

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⚙️

ATM Processing

Reliable transaction processing connected to all major networks — Visa, Mastercard, Pulse, Star, and more. Fast settlements.

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🔧

Personal Installation

Josue personally delivers, installs, and connects your ATM to the processing network. Up to 2 FREE installations for new clients.

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🔒

Smart Safes

Eliminate trips to the bank. Depositing cash in our smart safes is like depositing directly in your bank. Streamline cash handling.

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🔄

Cash Recyclers

Advanced cash recycling technology for high-volume businesses. Reduce cash handling costs and improve efficiency dramatically.

Learn More →
📡

Wireless ATM Solutions

No phone line needed. Wireless connectivity keeps your ATM connected and processing anywhere — perfect for any location.

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🛠️

Service & Repair

Fast local repairs for any ATM. Josue is your single point of contact — no call center, no waiting. Personal support always.

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💳

Payment Solutions

Credit, debit, EBT, and gift card processing for your business. Merchant services that work alongside your ATM.

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🎉 Limited Offer: Up to 2 FREE ATM Installations

Buy your ATM machine through NeighborATM and Josue personally delivers, installs, and connects your machine to the processing network — completely free. You don't lift a finger. We don't leave until it's earning.

✅ Personal delivery & installation
✅ Full processor connection & testing
✅ Machine live before we leave
Limited availability — Massachusetts only
Top-Rated ATMs for Massachusetts Businesses
NEIGHBORATM G2500
Best Seller
Genmega

G2500 ATM

The most popular retail ATM in Massachusetts. Reliable, flexible, and perfect for most business types.

  • EMV Chip Card Reader
  • PCI 5.0 Compliant Keypad
  • Up to 2,000 note capacity
  • Wireless ready & ADA compliant
NEIGHBORATM HALO II
Best Value
Nautilus Hyosung

Halo II ATM

Best value retail cash dispenser with enhanced security at an affordable price. Perfect for small businesses.

  • EMV Chip Card Reader
  • Enhanced security features
  • Industry-leading affordability
  • Easy operator interface
FORCE MX2800SE NEIGHBORATM UL 291 HIGH SECURITY
High Security
Nautilus Hyosung

Force MX2800SE ATM

UL 291 Level 1 safe with break-in protection. Most secure solution for high-risk or high-traffic locations.

  • UL 291 Level 1 Safe
  • EMV & PCI 5.0 Compliant
  • Anti-skimming protection
  • Ideal for dispensaries & clubs
NEIGHBORATM ONYX SERIES PREMIUM
Premium
Genmega

ONYX ATM

Sleek, modern design with latest technology. Perfect for upscale hotels, nightclubs, and premium venues.

  • Sleek modern design
  • NFC contactless ready
  • Custom branding options
  • Perfect for hotels & clubs
The Local Advantage You Won't Get From a National Company

When your ATM goes down, you need someone local who actually picks up the phone.

📍

100% Massachusetts Local

Born and raised in Lawrence, MA. We know your neighborhoods and we show up fast.

📞

Josue Answers Directly

Call or text and talk to Josue personally — not a call center. Real support from a real person.

💰

Earn Passive Income

Every ATM transaction earns you surcharge revenue. A good machine generates $500–$1,500/month.

🎉

Free Installation

Up to 2 free personal installations. We connect it, test it, and make sure it's earning before we leave.

🔒

Industry-Grade Security

All machines EMV ready, PCI 5.0 compliant, connected to all major networks. Always protected.

🤝

Honest Pricing

No hidden fees, no surprises. Straightforward pricing and transparent surcharge information.

🏪

Every Business Type

Bars, restaurants, bodegas, barbershops, dispensaries, hotels, gyms, laundromats across MA.

🌱

Your ATM Mentor

I got into this business through a mentor. Now I want to be that for you — one transaction at a time.

Up and Running in 4 Simple Steps

Getting an ATM for your business is easier than you think.

1

Free Consultation

Call or text Josue. We discuss your business and the best ATM solution for your location.

2

Custom Quote

Clear, honest pricing with no hidden fees. Choose purchase, or our free placement program.

3

Personal Installation

Josue personally delivers and installs. Connected to processor and tested before we leave.

4

Start Earning

Your ATM goes live and starts generating revenue. Josue remains your single point of contact.

Trusted by Massachusetts Businesses
★★★★★

"Josue installed our machine in two days. Responsive, professional, and explained everything clearly. We're making extra money every month without doing anything."

MR
Miguel R.
Convenience Store, Boston
★★★★★

"I called three ATM companies before NeighborATM. They were the only ones who picked up and came out the same week. Local makes all the difference."

TS
Tanya S.
Bar & Restaurant, Worcester
★★★★★

"We went with the free placement and couldn't be happier. Zero cost, Josue handles everything, and we receive our share every month. Best decision we made."

JL
Jose L.
Barbershop, Springfield

🆓 Free ATM Placement

We place an ATM in your business at absolutely no cost to you. No purchase, no lease, no financial commitment. You earn money every time someone uses it.

How Our Free ATM Placement Works

Our free ATM placement program is our most popular service — and for good reason. You get a fully functioning ATM in your business with zero upfront cost, and you earn surcharge revenue every time a customer uses it. We handle everything from delivery to maintenance.

As your local Massachusetts ATM partner, Josue personally handles the installation and ensures your machine is connected and earning before leaving your location.

What's Included — Completely Free

  • ATM machine — we provide it at no cost to you
  • Personal delivery and installation by Josue
  • Full processor connection and network setup
  • Testing and verification before we leave
  • Ongoing technical support
  • Cash management coordination
  • You earn a surcharge split on every transaction

Who Qualifies for Free Placement?

Most Massachusetts businesses qualify. We look for locations with consistent foot traffic where customers regularly need access to cash. Ideal locations include:

  • Bars, nightclubs, and restaurants
  • Convenience stores and bodegas
  • Cannabis dispensaries
  • Hotels and motels
  • Barbershops and salons
  • Laundromats
  • Gyms and fitness centers
  • Event venues and arenas

💡 How You Earn Money

Every time a customer uses the ATM they pay a surcharge fee (typically $2.50–$3.50). You receive a portion of that fee on every transaction — completely passive income with zero work from you.

Why Choose NeighborATM for Free Placement?

Unlike national companies, Josue is your single point of contact throughout the entire relationship. You'll never be handed off to a call center or wait days for a response. We're local, we're personal, and we're invested in your success because our community is our community.

🏧 Buy Your Own ATM Machine

Purchase your own ATM and keep 100% of the surcharge revenue on every transaction. Free installation and processor setup included with every purchase.

Own Your ATM. Keep All the Revenue.

When you buy your own ATM machine through NeighborATM, you keep 100% of the surcharge fee on every transaction. You're not splitting revenue with anyone — that machine is your asset and your income stream.

As your local Massachusetts dealer, we give you honest pricing, free personal installation, and ongoing support. No corporate runaround — just Josue, who answers the phone himself.

ATM Machines We Offer

  • Genmega G2500 — Most popular retail ATM, perfect for most locations
  • Nautilus Hyosung Halo II — Best value, ideal for smaller businesses
  • Hyosung Force MX2800SE — Highest security for high-risk locations
  • Genmega ONYX — Premium design for upscale venues

What's Included With Every Purchase

  • New ATM machine with manufacturer warranty
  • Personal delivery and installation by Josue
  • Full processor connection to all major networks
  • Programming and compliance setup
  • Training on how to operate your machine
  • Ongoing technical support — Josue is always your contact
  • Up to 2 FREE installations for new clients

The Income Potential

A well-placed ATM doing 200 transactions per month at a $3.00 surcharge earns you $600/month — completely passive. The machine pays for itself quickly and then becomes pure profit month after month.

💡 Example Earnings

200 transactions × $3.00 surcharge = $600/month passive income. Many of our Massachusetts clients earn significantly more depending on their location's foot traffic.

Why Buy Through NeighborATM Instead of a National Dealer?

  • Josue personally installs and sets up your machine
  • You have one point of contact — not a corporate help desk
  • We're local — we can be there fast if you need us
  • Honest, transparent pricing — no hidden fees
  • We know Massachusetts business environments

⚙️ ATM Processing Services

Reliable ATM transaction processing connected to all major card networks. Fast settlements, real-time reporting, and local support you can actually reach.

ATM Processing That Just Works

Every ATM needs a processing partner to route transactions through card networks and get money to the right place. Our processing network connects to all major networks so your customers can always access their cash — no matter what bank they're with.

Networks We Support

  • Visa and Visa Plus
  • Mastercard and Maestro
  • Pulse Network
  • Star Network
  • NYCE Network
  • Cirrus Network
  • All major debit networks

What Our Processing Includes

  • Connection to all major card networks
  • Real-time transaction monitoring
  • Fast daily settlements to your account
  • Online reporting portal access
  • EMV chip card processing
  • Contactless/NFC transaction support
  • PCI DSS compliant processing
  • 24/7 network uptime monitoring

Already Have an ATM? We Can Process It

If you already own an ATM machine but need a better processing solution — or your current processor is charging too much — we can switch you over. Contact Josue to discuss reprogramming your existing machine to our processing network.

💡 One Point of Contact

Unlike large national processors where you're just an account number, Josue is your personal contact for everything processing-related. Call or text directly — no hold music, no ticket systems.

🔧 Personal ATM Installation & Setup

Josue personally delivers and installs every ATM machine. We connect it to the processing network, test every function, and don't leave until your machine is live and earning.

Your Machine. Personally Installed. By Josue.

This is what separates NeighborATM from every national company — when you buy a machine from us, Josue shows up. Not a contractor. Not a third-party technician. Josue, who you spoke to on the phone, who knows your business, who wants your machine to succeed because he's your neighbor.

What Josue Does During Installation

  • Delivers the machine directly to your location
  • Positions and secures the ATM properly
  • Connects to power and communication lines
  • Programs the machine with your surcharge settings
  • Connects to the processing network
  • Loads initial cash and runs test transactions
  • Verifies all card networks are accepting transactions
  • Shows you how to check balances and run basic operations
  • Doesn't leave until everything is working perfectly

🎉 Up to 2 FREE Installations

New NeighborATM clients receive up to 2 free personal installations. Whether you're placing one machine or two, Josue handles delivery, installation, and setup at no additional charge.

After Installation — Josue Stays Your Contact

The relationship doesn't end when we walk out the door. Josue remains your single point of contact for any questions, technical issues, or service needs. Text or call anytime — you'll get a real response from the person who installed your machine.

Service Area

We currently provide personal installation services throughout Massachusetts including Boston, Lawrence, Worcester, Lowell, Springfield, Brockton, Cambridge, Quincy, and all surrounding areas.

🔒 Smart Safe Solutions

Eliminate daily bank runs. Our smart safes validate and securely store cash — giving you same-day credit while keeping your money protected 24/7.

Stop Making Daily Bank Runs

If your business handles a significant amount of cash every day, smart safes can dramatically improve your operations. Cash deposited in a smart safe is validated and credited to your bank account the same day — just like making a bank deposit, but without leaving your store.

How Smart Safes Work

  • Employee deposits cash into the smart safe
  • Machine validates and counts all bills instantly
  • You receive same-day credit in your bank account
  • Cash stays securely locked until armored pickup
  • Full reporting and transaction history available online
  • Reduces internal theft and cash handling errors

Who Benefits Most From Smart Safes?

  • Retail stores with high daily cash volume
  • Restaurants and fast food locations
  • Cannabis dispensaries
  • Convenience stores and gas stations
  • Any business making daily bank deposits

💡 Time & Cost Savings

The average business saves 30+ minutes per day by eliminating bank runs. That's real time and real money back in your pocket every single day.

🔄 Cash Recycler Solutions

Advanced cash recycling technology that accepts, validates, stores, and dispenses cash — dramatically reducing your cash handling costs and improving efficiency.

Automate Your Cash Operations

Cash recyclers go beyond smart safes — they can actually dispense cash back out as change, essentially functioning as both a smart safe and a cash drawer. This makes them ideal for high-volume cash operations where efficiency and accuracy are critical.

How Cash Recyclers Work

  • Accept cash deposits from customers or employees
  • Validate and sort all bills automatically
  • Store cash securely in internal cassettes
  • Dispense exact change amounts on demand
  • Provide real-time cash inventory reporting
  • Reduce need for frequent cash orders

Ideal For

  • High-volume retail operations
  • Financial institutions and credit unions
  • Gaming and entertainment venues
  • Healthcare facilities
  • Any business with complex cash management needs

💡 Significant Cost Reduction

Businesses using cash recyclers typically see a 40-60% reduction in cash handling labor costs. The machine pays for itself quickly through operational savings.

📡 Wireless ATM Solutions

No phone line? No internet? No problem. Our wireless ATM solutions keep your machine connected and processing anywhere — all you need is a power outlet.

Place an ATM Anywhere — No Wiring Required

Traditional ATMs require a phone line or internet connection, which limits where you can place them. Our wireless ATM solutions remove that barrier entirely — giving you the freedom to place a machine virtually anywhere that has power.

How Wireless ATMs Work

  • Uses cellular network (similar to a smartphone) to connect
  • No phone line or internet connection needed
  • Connects through major cellular carriers for reliability
  • Encrypted connection for secure transactions
  • Works anywhere with cellular coverage
  • Only requires a standard power outlet

Perfect For

  • Outdoor events and festivals
  • Locations without phone lines
  • Temporary or seasonal locations
  • Businesses that can't run new wiring
  • Remote or rural locations
  • Pop-up shops and markets

💡 Maximum Flexibility

Wireless connectivity opens up locations that were previously impossible for ATM placement — expanding your revenue opportunities significantly.

🛠️ ATM Service & Repair

When your ATM goes down, every hour costs you money. Josue is your direct contact — no call centers, no waiting on hold. Local, fast, personal service across Massachusetts.

Fast Local ATM Service — Josue Is Your Contact

One of the biggest frustrations business owners have with national ATM companies is calling a 1-800 number and waiting days for a technician. At NeighborATM, you text or call Josue directly — the same person who installed your machine — and get a real response fast.

Service We Provide

  • ATM troubleshooting and diagnosis
  • Hardware repair and parts replacement
  • Software updates and reprogramming
  • Jam clearance and mechanical issues
  • Network and connectivity troubleshooting
  • Preventative maintenance
  • Receipt paper restocking
  • Camera and security component service

Machines We Service

  • Genmega — all models
  • Nautilus Hyosung — all models
  • Triton — all models
  • Hantle — all models
  • Most other major ATM brands

💡 Prevention Is Better Than Repair

Josue offers preventative maintenance visits to keep your machine running smoothly before problems occur. Regular maintenance extends your machine's life and prevents revenue-losing downtime.

Service Area

We provide ATM service and repair throughout Massachusetts. Call or text Josue at (978) 398-8498 to discuss your service needs and get a response time estimate for your area.

About NeighborATM

Born and raised in Lawrence, Massachusetts. Built to serve every business in the state. One transaction at a time.

Born & Raised in Lawrence, MA. Built for Massachusetts.

I grew up in Lawrence, Massachusetts — the son of Dominican Republic immigrants who taught me the value of hard work, community, and showing up for people. Lawrence shaped who I am. It's why I built NeighborATM the way I did — local first, people first, always.

I got into the ATM business because of a mentor who believed in me and showed me what was possible. That changed my life. Now it's my mission to do the same for other business owners.

"Someone believed in me and showed me a path to financial freedom. I want to do that for every business owner in Massachusetts — one transaction at a time."

— Josue Matias, Founder
Lawrence, MA Native Dominican-American ATM Owner & Operator Your Local Mentor

One Transaction At a Time.

My name is Josue Matias and I was born and raised right here in Lawrence, Massachusetts. My parents came from the Dominican Republic with nothing but a dream and a work ethic that I carry with me every day.

I discovered the ATM business through a mentor — someone who took the time to show me how passive income works and how one smart investment can change the trajectory of your life. That knowledge changed everything for me.

I became an ATM owner and operator, placing and running machines across Massachusetts. I learned the business from the ground up — the locations, the machines, the processing, the maintenance. I know this business because I live it every single day.

Now I want to pay it forward. NeighborATM exists to bring that same opportunity to Massachusetts business owners. Think of me as your ATM mentor.

We're not a national corporation. We're your neighbor. And we're here to help you grow — one transaction at a time.

Lawrence
Born & raised in Massachusetts
7 Days
Available to you every week
Local
Real operator experience in MA
$0
Free ATM placement available

Frequently Asked Questions

Everything you need to know about ATM machines, placement, and working with NeighborATM.

How does the free ATM placement program work?
We place one of our ATM machines in your business at absolutely no cost to you. We handle delivery, installation, cash loading coordination, and maintenance. Every time a customer uses the ATM they pay a surcharge fee — you receive a portion of that fee on every transaction as passive income. Zero investment, zero risk, pure revenue.
How much money can my business earn from an ATM?
It depends on your location's foot traffic and the surcharge amount you set. A typical Massachusetts business doing 150-300 transactions per month at a $3.00 surcharge earns $450-$900 per month in passive income. High-traffic locations like nightclubs, dispensaries, and busy convenience stores can earn significantly more — sometimes $1,500-$2,500+ per month.
What's the difference between buying an ATM and free placement?
With free placement, we own the machine and you earn a portion of each transaction surcharge — no upfront cost. When you buy your own ATM, you keep 100% of the surcharge revenue on every transaction. Buying your own machine has a higher upfront cost but greater long-term earning potential since you keep all the revenue.
Does my business qualify for an ATM?
Most Massachusetts businesses qualify. We look for locations with consistent foot traffic where customers regularly need cash. Ideal businesses include convenience stores, bars and restaurants, barbershops, salons, laundromats, cannabis dispensaries, hotels, gyms, and event venues. If you're unsure, call Josue at (978) 398-8498 and we'll evaluate your location for free.
How long does installation take?
Most installations take 1-3 hours depending on location setup. Josue personally handles delivery and installation. We schedule at a time that's convenient for your business and we don't leave until the machine is fully operational, connected to the processing network, and making successful test transactions.
What if my ATM goes down or has a problem?
Text or call Josue directly at (978) 398-8498. You won't get a call center or a ticket system — you get the same person who installed your machine. We respond quickly and can usually diagnose issues remotely or schedule a site visit fast. Being local means we can get to you much faster than any national company.
Do I need a phone line or internet for an ATM?
No! We offer wireless ATM solutions that connect through the cellular network — similar to how a smartphone works. All you need is a standard power outlet. This opens up locations that were previously impossible for ATM placement. Ask about our wireless options when you contact us.
Who loads the cash in the ATM?
It depends on your arrangement. For free placement programs, cash loading is typically coordinated by us. For machines you own, you can load the cash yourself (it's simple — we'll show you how) or we can arrange cash loading services. We'll discuss the best setup for your specific situation during our initial consultation.
What networks does my ATM accept?
Our ATMs connect to all major card networks including Visa, Mastercard, Pulse, Star, NYCE, Cirrus, and Maestro. Your customers can use any debit or ATM card regardless of their bank. We also support EMV chip cards and contactless/NFC transactions on compatible models.
Why choose NeighborATM over a national company?
Simple — we're local and personal. When you work with a national company you're an account number. When you work with NeighborATM you have Josue's direct number. He grew up in Lawrence MA, he operates his own ATM machines, he knows Massachusetts businesses, and he answers the phone himself. That kind of relationship and accountability doesn't exist with a call center in another state.
Still have questions?

Call or text Josue directly — he personally responds to every inquiry.

📞 (978) 398-8498
Request Your Free Quote

Tell us about your business and Josue will personally get back to you within 24 hours with honest pricing and recommendations.

📞
Call or Text Josue Directly
📍
Based In
Lawrence, Massachusetts
🕐
Availability
Available 7 days a week

We Serve All of Massachusetts

BostonLawrenceWorcesterSpringfieldCambridgeLowellBrocktonQuincyLynnNew BedfordFall RiverSomervilleCape CodAnd All of MA

Get Your Free Quote

Josue personally responds within 24 hours — usually much faster.